The Uninsured Vehicle Enforcement Diversion (UVED) Program is a statewide initiative aimed at reducing the number of uninsured vehicles on Oklahoma roadways.
Nationwide studies have estimated up to 26 percent of vehicles traveling on Oklahoma roads are uninsured, and due to revenue challenges, individual law enforcement agencies and district attorneys find it difficult to enforce Oklahoma’s Compulsory Insurance Law in an efficient manner.
Thus, the purpose of the UVED Program is to divert cases of insurance non-compliance away from the Court system. Although owners of vehicles found to be operating without the requisite coverage could be charged with a misdemeanor, this program seeks to keep Oklahomans away from criminal proceedings, by notifying the owners of uninsured vehicles of the potential for charges before law enforcement intervenes.
Since November 1, 2018, the UVED Program has deployed camera units across the state, taking photographs of license plates and comparing them to the Oklahoma Insurance Verification System (OKIVS). License plates associated with a valid personal line of insurance are immediately rejected; all other photographs are forwarded to the DAC for review.
The goal of the UVED Program is to deploy camera units in all jurisdictions of Oklahoma. While UVED technology produces hundreds of thousands of images, all data collected by the UVED Program is retained solely by the program, and is retained only for as long as it’s being used as evidence of a violation; when the data is no longer needed, it is deleted or destroyed.
Owners of vehicles believed to be in violation of the Compulsory Insurance Law receive a Notice from the UVED Program that contains a copy of the photographs taken as well as instructions on how to proceed. Individuals willing to enroll in the UVED Program acquire liability coverage, pay a $174.00 enrollment fee, and promise to maintain that coverage for a period of two (2) years.
Due to the way that insurance policies are reported by carriers/brokers, vehicle owners with insurance policies in good standing may still receive a "Notice to Respond". These rare occurrences are easily rectified by contacting the insurance carrier/broker (as listed on the insurance card), who will make the necessary adjustments on the Oklahoma Insurance Verification System (www.OKIVS.com), using the Notice number received.
Citizens believing they are otherwise not liable may provide documentation to the UVED Program via web portal or telephone, as indicated on the notice, or by email to UVED@dac.state.ok.us.
The UVED Program is managed by Amanda Arnall Couch, UVED Program Director. For more information, please contact her team at UVED@dac.state.ok.us.