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In 2015 Oklahoma experienced more earthquakes than any other state in the U.S. The frequency and magnitude is grabbing headlines and raising concern among homeowners, regulators, and those in the insurance industry. The mission of the Oklahoma Insurance Department and Commissioner John Doak is to make sure you understand your insurance options.
While an estimated 20 percent of Oklahoma homeowners now have earthquake insurance, confusion still surrounds the coverage. One of the most important things to remember is that earthquake insurance is meant to protect you against major damage or catastrophe. It’s not intended to help pay for minor damage such as cracks in the walls or broken glass.
This website is meant to answer the most frequently asked questions about earthquake insurance. We are also happy to answer your questions over the phone, via email or in person. Please feel free to reach out to our Consumer Assistance Division at 405-521-2991 or 800-522-0071.