ohfa - oklahoma housing finance agency
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Oklahoma Housing Finance Agency
Providing Housing Resources With an Eagerness to Serve
Rates. Products & Limits
Effective May 22, 2019
Interest rate change - Notification 10:00 AM.
Rates subject to change at anytime based on daily market.
| Product | Rate | Assistance/DPA | *Origination | Discount |
| GOLD GOVT | 4.500% | 3.50% | 1% | 0% |
| GOLD FANNIE HFA Preferred | 4.875% | 3.50% | 1% | 0% |
| GOLD FREDDIE HFA Advantage | 4.875% | 3.50% | 1% | 0% |
| GOLD GOVT 4Teachers/Shield | 4.250% | 3.50% | 1% | 0% |
| GOLD FANNIE 4Teachers/Shield | 4.625% | 3.50% | 1% | 0% |
| GOLD FREDDIE 4Teachers/Shield | 4.625% | 3.50% | 1% | 0% |
| DREAM GNMA Government | 5.125% | 3.50% | 1% | 0% |
| DREAM Government Zero DPA | 4.000% | 0.00% | 1% | 0% |
| DREAM Conventional Zero DPA | 4.625% | 0.00% | 1% | 0% |
| DREAM FANNIE HFA Preferred | 5.750% | 3.50% | 1% | 0% |
| DREAM FREDDIE HFA Advantage | 5.750% | 3.50% | 1% | 0% |
| DREAM GNMA Government | 5.250% | 4.00% | 1% | 0% |
| DREAM FANNIE HFA Preferred | 6.000% | 4.00% | 1% | 0% |
| DREAM FREDDIE HFA Advantage | 6.000% | 4.00% | 1% | 0% |
Conventional Interest Rate is only using Fannie Mae HFA Preferred Product and Freddie Mac HFA
Home Possible Advantage guidelines
OHFA loans exempt from Ability to Repay (ATR) and Qualified Mortgage (QM)
*Origination 1% is lender's option
