ohfa - oklahoma housing finance agency
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Oklahoma Housing Finance Agency
Providing Housing Resources With an Eagerness to Serve
Rates. Products & Limits
Effective March 21, 2019
Interest rate change - Notification 10:00 AM.
Rates subject to change at anytime based on daily market.
| Product | Rate | Assistance/DPA | *Origination | Discount |
| GOLD GOVT | 4.625% | 3.50% | 1% | 0% |
| GOLD FANNIE | 5.000% | 3.50% | 1% | 0% |
| GOLD FREDDIE | 5.000% | 3.50% | 1% | 0% |
| GOLD GOVT 4Teachers/Shield | 4.375% | 3.50% | 1% | 0% |
| GOLD FANNIE 4Teachers/Shield | 4.750% | 3.50% | 1% | 0% |
| GOLD FREDDIE 4Teachers/Shield | 4.750% | 3.50% | 1% | 0% |
| DREAM GOVT | 5.375% | 3.50% | 1% | 0% |
| DREAM Government Zero DPA | 4.125% | 0.00% | 1% | 0% |
| DREAM Conventional Zero DPA | 4.750% | 0.00% | 1% | 0% |
| DREAM FANNIE | 6.000% | 3.50% | 1% | 0% |
| DREAM FREDDIE | 5.875% | 3.50% | 1% | 0% |
Conventional Interest Rate is only using Fannie Mae HFA Preferred Product and Freddie Mac HFA Home Possible Advantage guidelines
OHFA loans exempt from Ability to Repay (ATR) and Qualified Mortgage (QM)
*Origination 1% is lender's option
