ohfa - oklahoma housing finance agency
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Oklahoma Housing Finance Agency
Providing Housing Resources With an Eagerness to Serve
OHFA Homebuyer Downpayment Assistance
Lender Resources
Interest Rates
Notice of TEFRA Hearing - April 1
Census Tracts
Loan Products
GOLD SERIES 2019/2020
GOLD FREDDIE SERIES 2019/2020
DREAM Govt 2020
DREAM FREDDIE 2020
Current Interest Rates
Effective January 17, 2020
Interest Rate Change - Notification 10:00 AM
Rates subject to change at anytime based on daily market
| Product | Rate | Assistance/ DPA |
*Origination | Discount |
| GOLD GOVT | 3.875% | 3.50% | 1% | 0% |
| GOLD FREDDIE HFA Advantage | 4.250% | 3.50% | 1% | 0% |
| GOLD GOVT 4Teachers/Shield/OSE | 3.625% | 3.50% | 1% | 0% |
| GOLD FREDDIE 4Teachers/Shield/OSE | 4.000% | 3.50% | 1% | 0% |
| DREAM Government | 4.250% | 3.50% | 1% | 0% |
| DREAM FREDDIE HFA Advantage | 4.750% | 3.50% | 1% | 0% |
| DREAM Government | 4.500% | 4.00% | 1% | 0% |
| DREAM FREDDIE HFA Advantage | 4.875% | 4.00% | 1% | 0% |
| DREAM Government Zero DPA | 3.500% | 0.00% | 1% | 0% |
| DREAM Conventional Zero DPA | 3.875% | 0.00% | 1% | 0% |
Conventional Interest Rate is only using Freddie Mac HFA Advantage guidelines
OHFA loans exempt from Ability to Repay (ATR) and Qualified Mortgage (QM)
*Origination 1% is lender's option
OHFA Homebuyer Downpayment Assistance Regulations
Code Compliance Regulations
Reservations & OHFA Internet Regulations
Most Common Deficiencies
