ohfa - oklahoma housing finance agency
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Oklahoma Housing Finance Agency
Providing Housing Resources With an Eagerness to Serve
OHFA Homebuyer Downpayment Assistance
Lender Resources
Notice of TEFRA Hearing - April 1
Census Tracts
Loan Products
GOLD SERIES 2018/2019
GOLD FANNIE/FREDDIE SERIES 2018/2019
DREAM GNMA 2019
DREAM FANNIE/FREDDIE 2019
Rates. Products & Limits
Effective June 17, 2019
Interest rate change - Notification 10:00 AM.
Rates subject to change at anytime based on daily market
| Product | Rate | Assistance/DPA | *Origination | Discount |
| GOLD GOVT | 4.375% | 3.50% | 1% | 0% |
| GOLD FANNIE HFA Preferred | 4.750% | 3.50% | 1% | 0% |
| GOLD FREDDIE HFA Advantage | 4.750% | 3.50% | 1% | 0% |
| GOLD GOVT 4Teachers/Shield | 4.125% | 3.50% | 1% | 0% |
| GOLD FANNIE 4Teachers/Shield | 4.500% | 3.50% | 1% | 0% |
| GOLD FREDDIE 4Teachers/Shield | 4.500% | 3.50% | 1% | 0% |
| DREAM GNMA Government | 5.125% | 3.50% | 1% | 0% |
| DREAM FANNIE HFA Preferred | 5.875% | 3.50% | 1% | 0% |
| DREAM FREDDIE HFA Advantage | 5.875% | 3.50% | 1% | 0% |
| DREAM Government Zero DPA | 3.875% | 0.00% | 1% | 0% |
| DREAM Conventional Zero DPA | 4.375% | 0.00% | 1% | 0% |
| DREAM GNMA Government | 5.250% | 4.00% | 1% | 0% |
| DREAM FANNIE HFA Preferred | 6.125% | 4.00% | 1% | 0% |
| DREAM FREDDIE HFA Advantage | 6.000% | 4.00% | 1% | 0% |
Conventional Interest Rate is only using Fannie Mae HFA Preferred Product and Freddie Mac HFA Home Possible Advantage guidelines
OHFA loans exempt from Ability to Repay (ATR) and Qualified Mortgage (QM)
*Origination 1% is lender's option
OHFA Homebuyer Downpayment Assistance Regulations
Code Compliance Regulations
Reservations & OHFA Internet Regulations
Most Common Deficiencies
