ohfa - oklahoma housing finance agency
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Oklahoma Housing Finance Agency
Providing Housing Resources With an Eagerness to Serve
OHFA Homebuyer Downpayment Assistance
Lender Resources
Interest Rates
Notice of TEFRA Hearing - April 1
Census Tracts
Loan Products
GOLD SERIES 2018/2019
GOLD FANNIE/FREDDIE SERIES 2018/2019
DREAM GNMA 2019
DREAM FANNIE/FREDDIE 2019
Current Interest Rates
Effective November 19, 2019
Interest rate change - Notification 10:00 AM
Rates subject to change at anytime based on daily market
| Product | Rate | Assistance/ DPA |
*Origination | Discount |
| GOLD GOVT | 3.750% | 3.50% | 1% | 0% |
| GOLD FANNIE HFA Preferred | 4.125% | 3.50% | 1% | 0% |
| GOLD FREDDIE HFA Advantage | 4.125% | 3.50% | 1% | 0% |
| GOLD GOVT 4Teachers/Shield | 3.500% | 3.50% | 1% | 0% |
| GOLD FANNIE 4Teachers/Shield | 3.875% | 3.50% | 1% | 0% |
| GOLD FREDDIE 4Teachers/Shield | 3.875% | 3.50% | 1% | 0% |
| DREAM GNMA Government | 4.375% | 3.50% | 1% | 0% |
| DREAM FANNIE HFA Preferred | 4.750% | 3.50% | 1% | 0% |
| DREAM FREDDIE HFA Advantage | 4.875% | 3.50% | 1% | 0% |
| DREAM Government Zero DPA | 3.375% | 0.00% | 1% | 0% |
| DREAM Conventional Zero DPA | 4.000% | 0.00% | 1% | 0% |
| DREAM GNMA Government | 4.500% | 4.00% | 1% | 0% |
| DREAM FANNIE HFA Preferred | 4.875% | 4.00% | 1% | 0% |
| DREAM FREDDIE HFA Advantage | 5.000% | 4.00% | 1% | 0% |
Conventional Interest Rate is only using Fannie Mae HFA Preferred Product and Freddie Mac HFA Advantage guidelines
OHFA loans exempt from Ability to Repay (ATR) and Qualified Mortgage (QM)
*Origination 1% is lender's option
OHFA Homebuyer Downpayment Assistance Regulations
Code Compliance Regulations
Reservations & OHFA Internet Regulations
Most Common Deficiencies
