ohfa - oklahoma housing finance agency
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Oklahoma Housing Finance Agency
Providing Housing Resources With an Eagerness to Serve
OHFA Homebuyer Downpayment Assistance
Lender Resources
Census Tracts
Loan Products
GOLD 2018
GOLD FANNIE/FREDDIE 2018
DREAM GNMA 2018
DREAM FANNIE/FREDDIE 2018
Rates. Products & Limits
Effective December 11, 2018
Interest rate change - Notification 10:00 AM.
Rates subject to change at anytime based on daily market.
| Product | Rate | Assistance/DPA | *Origination | Discount |
| GOLD GOVT | 5.000% | 3.50% | 1% | 0% |
| GOLD FANNIE | 5.375% | 3.50% | 1% | 0% |
| GOLD FREDDIE | 5.375% | 3.50% | 1% | 0% |
| DREAM GOVT | 5.750% | 3.50% | 1% | 0% |
| DREAM Government Zero DPA | 4.750% | 0.00% | 1% | 0% |
| DREAM Conventional Zero DPA | 5.125% | 0.00% | 1% | 0% |
| DREAM FANNIE | 6.250% | 3.50% | 1% | 0% |
| DREAM FREDDIE | 6.125% | 3.50% | 1% | 0% |
Conventional Interest Rate is only using Fannie Mae HFA Preferred Product
and Freddie Mac Home Possible Advantage guidelines
OHFA loans exempt from Ability to Repay (ATR) and Qualified Mortgage (QM)
*Origination 1% is lender's option
OHFA Homebuyer Downpayment Assistance Regulations
Code Compliance Regulations
Reservations & OHFA Internet Regulations
Most Common Deficiencies
