ohfa - oklahoma housing finance agency
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Oklahoma Housing Finance Agency
Providing Housing Resources With an Eagerness to Serve
OHFA Homebuyer Downpayment Assistance
Lender Resources
Census Tracts
Loan Products
GOLD SERIES 2018
GOLD FANNIE/FREDDIE SERIES 2018
DREAM GNMA 2019
DREAM FANNIE/FREDDIE 2019
Rates. Products & Limits
Effective February 15, 2019
Interest rate change - Notification 10:00 AM.
Rates subject to change at anytime based on daily market.
| Product | Rate | Assistance/DPA | *Origination | Discount |
| GOLD GOVT | 4.750% | 3.50% | 1% | 0% |
| GOLD FANNIE | 5.125% | 3.50% | 1% | 0% |
| GOLD FREDDIE | 5.125% | 3.50% | 1% | 0% |
| GOLD GOVT 4Teachers/Shield | 4.500% | 3.50% | 1% | 0% |
| GOLD FANNIE 4Teachers/Shield | 4.875% | 3.50% | 1% | 0% |
| GOLD FREDDIE 4Teachers/Shield | 4.875% | 3.50% | 1% | 0% |
| DREAM GOVT | 5.500% | 3.50% | 1% | 0% |
| DREAM Government Zero DPA | 4.375% | 0.00% | 1% | 0% |
| DREAM Conventional Zero DPA | 4.875% | 0.00% | 1% | 0% |
| DREAM FANNIE | 6.250% | 3.50% | 1% | 0% |
| DREAM FREDDIE | 6.000% | 3.50% | 1% | 0% |
Conventional Interest Rate is only using Fannie Mae HFA Preferred Product and Freddie Mac Home Possible Advantage guidelines
OHFA loans exempt from Ability to Repay (ATR) and Qualified Mortgage (QM)
*Origination 1% is lender's option
OHFA Homebuyer Downpayment Assistance Regulations
Code Compliance Regulations
Reservations & OHFA Internet Regulations
Most Common Deficiencies
