2019 Maximum Household Income Limits

Income limits for OHFA loans vary depending on the product, family size and location. OHFA Homebuyer Downpayment Assistance has been designed to help moderate income buyers to purchase homes all across the state. While these income limit charts are a useful guide, an OHFA lender can assist you in determining the loan product that is best for you.

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Must be a first time home-buyer. Some exceptions apply.
Buyers may qualify for 3.5% down payment assistance

• Gold/4 Teachers/Shield Maximum Purchase Price & Income Limits
• Gold HFA Addvantage - Freddie 115% Income & Purchase Price Limits
• Gold Freddie (FHLMC) (OAS Subsidy) Purchase Price & Income Limits

The first time home buyer requirement is waived for the DREAM product.
Additionally, buyers may qualify for either 3.5% or 4% down payment assistance

Dream Government
Maximum Income: $150,000 Statewide
Maximum Purchase Price: $331,760 Statewide

Dream Freddie Conventional & Freddie Additional Subsidy
Maximum Purchase Price: $453,100 Statewide

• Dream HFA Advantage - Freddie Mac (FHLMC) 115% Maximum Income Limits
• Dream Freddie (FHLMC) (OAS Subsidy) Income Limits