2020 Maximum Household Income Limits

Income limits for OHFA loans vary depending on the product, family size and location. OHFA Homebuyer Down Payment Assistance has been designed to help moderate income buyers to purchase homes all across the state. While these income limit charts are a useful guide, an OHFA lender can assist you in determining the loan product that is best for you.

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Must be a first time homebuyer. Some exceptions apply.
Buyers may qualify for 3.5% down payment assistance

• Gold/4 Teachers/Shield/State Employee Maximum Purchase Price & Income Limits
• Gold HFA Advantage - Freddie 80 Percent Maximum Income & Purchase Price Limits

The first time homebuyer requirement is waived for the DREAM product.
Additionally, buyers may qualify for either 3.5% down payment assistance or choose to bring their own down payment with them to closing.

Dream Government
Maximum Income: $150,000 Statewide
Maximum Purchase Price: $356,362 Statewide

Dream Freddie Conventional
Maximum Purchase Price: $453,100 Statewide

• Dream HFA Advantage - Freddie Mac (FHLMC) 80 Percent Maximum Income Limits