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Thursday, July 25, 2013
OKLAHOMA CITY – After a round of severe weather caused thousands of power outages and millions of dollars in damages, Oklahoma Insurance Commissioner John D. Doak has declared an emergency in Oklahoma. The declaration allows emergency claims adjusters to obtain temporary licenses to expedite the insurance claims process and provide immediate assistance to impacted Oklahomans.
“I will do all I can to make sure Oklahomans get the help they need as quickly as possible,” said Doak. “We know insurers are already stretched thin from the May tornadoes, so we need to make sure they can bring in additional people to handle these claims and take care of policyholders.”
A line of severe thunderstorms with powerful winds blew across northeast Oklahoma late Tuesday night and early Wednesday, bringing down trees and power lines and damaging roofs in several counties.
Commissioner Doak offers the following tips for storm victims:
What Damage to Your Home is Covered?
Damages caused by wind, wind-driven rain, trees or other falling objects, and the collapse of a structure are covered under most standard homeowners policies. However, you should review your individual insurance contract to determine specific coverage and exclusions. Check your policy and call your insurance agent or company for clarification with specific questions.
What Damage to Your Home is Not Covered?
The following weather-related events are usually not covered by standard homeowners insurance policies:
Oklahomans with insurance questions are encouraged to call the OID’s Consumer Assistance Division at 1-800-522-0071.
For more information contact:
About the Oklahoma Insurance Department
The Oklahoma Insurance Department, an agency of the State of Oklahoma, is responsible for the education and protection of the insurance-buying public and for oversight of the insurance industry in the state.