HealthChoice Medicare Supplement Plans' Notice
All benefits and limitations of the HealthChoice Medicare Supplement plans are governed in all cases by the relevant plan documents, insurance contracts, handbooks, Administrative Rules of the Employees Group Insurance Division, and the regulations governing the Medicare Prescription Drug Benefit, Improvement, and Modernization Act. The Federal Regulation at 42 C.F.R. § 423 et seq. and the Rules of the Oklahoma Administrative Code, Title 360, are controlling in all aspects of Plan benefits. No oral statement of any person shall modify or otherwise affect the benefits, limitations, or exclusions of any plan.
Your Medicare Prescription Drug Benefit and your rights and responsibilities are governed by Oklahoma laws and federal laws. The primary federal law that applies to this document is Title XVIII of the Social Security Act and the regulations created under the Social Security Act by the Centers for Medicare and Medicaid Services (CMS). In addition, other federal and state laws apply.