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STATUTES & RULES: Title 59 O.S. §§ 1501-1515  - Oklahoma Pawnshop Act

Oklahoma Administrative Code: Title 160, Chapters 1,3,5,15 (Click link and select "VIEW CODE", then Title 160 Department of Consumer Credit

DESCRIPTION: This license allows a business to take goods of value on receipt from the public, making loans against them as security. The goods are then held for a fixed length of time for the buyer to repurchase, or then may be sold outright.

TIME FRAME TO ISSUE: The approval process for this license requires up to 60 days to complete.

FEES: The fees for this license include: a $325.00 one-time investigation fee, a $240.00 license fee and a $400.00 examination fee of books and records.

LICENSING PERIOD: This license is valid for one year, beginning on January 1st.

LICENSING RENEWAL: This license may be renewed by submitting renewal documentation before December 1st each year.

PREREQUSITES: The business must have a surety bond of $5,000 per shop, and a reviewed financial statement showing at least $25,000 in net assets.

2014 Composite Annual Report (2013 Calendar Year)

2012 Composite Annual Report (2011 Calendar Year)

Oklahoma Pawnbrokers Association

Pawn Rate Chart

2013 Annual Report (2012 Calendar Year)


Oklahoma Department of Consumer Credit
3613 NW 56th Street, Suite 240
Oklahoma City, Oklahoma 73112-4512
Phone: (405) 521-3653 | Fax: (405) 521-6740
In-state Consumer Hotline: (800) 448-4904