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Oklahoma ABLE Tech / Device Bank Loans / OkAT monthly expenses

Section I Monthly Expenses excel document

Monthly Bills
Rent/House Payments
Electric
Gas
Water
Telephone
Car payment
Gas/maintenance
Groceries
Misc (clothes, haircuts, etc.)
AFP Loan request, estimated monthly payment
Provided by:

Entertainment
Cablevision
Eating Out
Cigarettes/Alcohol
Hobbies (fishing, bowling, sewing)

Intermittent Bills/Divide by 12 for Monthly expense
Insurance (car, health, house)
Medical (glasses, medication, dental)
Presents (birthday, Christmas, weddings)
Home repair

Other Bills
Credit card payments
Rent to own
Child Support/Child Care/Alimony
Other

Total Monthly Expenses

Section II Monthly Income

Monthly Wages
Disability
State Supplement
VA
Other

Total Monthly Income

Section III Monthly Cash

Monthly Income
Less Total Monthly Expenses
Total money leftover after bills are paid

Debt to Income Expenses
Rent
Existing loans; car payment, credit cards
Child Support/Child Care/Alimony
AFP Loan
Debt
Income
Income to Debt Ratio

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